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Post			Author	Forum	Replies	Views	Posted [asc]
		Thread: Borrower taking legal action against UB Post: RE: Borrower taking legal action against UB Resurrection of an old post, and an even older author!! Given what I have read on the blue pages about the recent court appearance in relation to this issue, if the numerous "Corporate" lenders hav...	Skint4achange	Loans (Unbolted)	125	7,351	25-04-2021, 07:09 PM
		Thread: Borrower taking legal action against UB Post: RE: Borrower taking legal action against UB I hope that @Mousey2 does not mind me posting this here, but I just had to share for those that do not have any access to the blue forum. It appears that today, our dear friend from this case had a...	Skint4achange	Loans (Unbolted)	125	7,351	07-05-2020, 06:39 PM
		Thread: The end of P2P?? Post: RE: The end of P2P?? Maybe, maybe not.  Depends on how the masses view the decision: a) "Oh my god! We are only getting half of the interest promised to us!" or b) "At least we are getting half our interest, some...	Skint4achange	General P2P Discussion	23	22,891	04-05-2020, 09:00 AM
		Thread: Update by AshwinP on interst pause on P2P Post: Update by AshwinP on interst pause on P2P Doesn't matter how I try, I still can't fault UB!!  :P Ashwin P posted this on the other side so I thought I would share it here too: Quote: -- Please note that the guidance "does not apply to ...	Skint4achange	Loans (Unbolted)	0	59	27-04-2020, 02:33 PM
		Thread: The end of P2P?? Post: RE: The end of P2P?? I fear that another nail in the coffin may have appeared this morning: [font]https://www.bbc.co.uk/news/business-52321723 While I understand that these are very strange times, the article above ...	Skint4achange	General P2P Discussion	23	22,891	17-04-2020, 09:00 AM
		Thread: The end of P2P?? Post: The end of P2P?? It would appear to my untrained eye that both investors and P2P companies are finding out the hard way why retail investors are not a good source of funding in times of economic downturn. 1.  Most ...	Skint4achange	General P2P Discussion	23	22,891	11-04-2020, 11:09 AM
		Thread: Lendy Legal Fund Post: RE: Lendy Legal Fund So, money has been donated from my account to fight the good fight but yet I seem to have heard nothing since the funds were taken as to what is going on? Please tell me the fund wasn't set up by L...	Skint4achange	Discussion (Lendy)	53	40,961	25-03-2020, 06:40 PM
		Thread: Borrower taking legal action against UB Post: RE: Borrower taking legal action against UB Mousey, did you say on the other forum that there appears to be a bankruptcy hearing today that involves certain parties? If so, can you shed a bit more might on that for me by post/PM? Many tha...	Skint4achange	Loans (Unbolted)	125	7,351	23-03-2020, 11:24 AM
		Thread: Borrower taking legal action against UB Post: RE: Borrower taking legal action against UB I did watch it on both posts, just so I could see the bellend's stupid looking face before and after he realised what he was being filmed for!! Well done to whoever filmed it......Not sure who that...	Skint4achange	Loans (Unbolted)	125	7,351	23-03-2020, 09:59 AM
		Thread: Five Year Income Post: RE: Five Year Income Nor me, but there are some that still see RS as a good investment.	Skint4achange	Discussion (Ratesetter)	159	131,940	16-03-2020, 07:18 PM
		Thread: Five Year Income Post: RE: Five Year Income Not sure if it's a glitch, but there is £97k on the 1 year at 9.6% at the moment!!	Skint4achange	Discussion (Ratesetter)	159	131,940	16-03-2020, 06:11 PM
		Thread: US shares Post: RE: US shares On the upside, there will be plenty more loans on Unbolted to be had!	Skint4achange	General P2P Discussion	22	23,045	16-03-2020, 05:03 PM
		Thread: US shares Post: RE: US shares The US markets were not the only markets to react well to Trumps announcement. All the markets are heading upwards in after hours trading.  FTSE rose over 170 points and is still climbing.  CBOE VI...	Skint4achange	General P2P Discussion	22	23,045	13-03-2020, 09:13 PM
		Thread: US shares Post: RE: US shares It appears that the emergency measures put in place by Trump have had an effect on the markets. DOW/NASDAQ/S&P all up over 3% in just under 10 minutes after the state of emergency announcement. ...	Skint4achange	General P2P Discussion	22	23,045	13-03-2020, 08:49 PM
		Thread: RYI times increased for what reason?? Post: RYI times increased for what reason?? It appears that RS have now jumped on the COVID 19 bandwagon and have used this as a reason not to release money invested in the platform! I noticed a post on the other side which stated that RYI w...	Skint4achange	Discussion (Ratesetter)	2	2,900	13-03-2020, 07:10 PM
		Thread: Borrower taking legal action against UB Post: RE: Borrower taking legal action against UB I am quoting "mousey" from the other forum here in case others are not aware of the contents of the post: QUOTE The hearing finished at about 11.15. I repeat previous comments that Open Acces...	Skint4achange	Loans (Unbolted)	125	7,351	12-03-2020, 04:25 PM
		Thread: Borrower taking legal action against UB Post: RE: Borrower taking legal action against UB According to our cheese eating friend (@"Mousey"), we should find out the judgement tomorrow morning around 10am.  Well, UB will find out around 10am, we will no doubt get an email in the evening.	Skint4achange	Loans (Unbolted)	125	7,351	11-03-2020, 06:35 PM
		Thread: Borrower taking legal action against UB Post: RE: Borrower taking legal action against UB One step closer to getting this sorted once and for all!! Tomorrow morning at 10-30am	Skint4achange	Loans (Unbolted)	125	7,351	10-03-2020, 03:49 PM
		Thread: Stocks and shares ISA Post: RE: Stocks and shares ISA Not sure if I should be glad or not, but I only appear to have lost 14% of my value so far!!   :D Could of been worse I suppose.  Mind you, it's only Monday!  :zanny: Edit: Bizarrely, my pension...	Skint4achange	General P2P Discussion	5	4,563	09-03-2020, 09:42 PM
		Thread: US shares Post: RE: US shares timmy Wrote: (09-03-2020, 04:26 PM) -- Index hits 3 again -- Er…………………………...No SH*T!!  :P	Skint4achange	General P2P Discussion	22	23,045	09-03-2020, 04:41 PM
		Thread: Stocks and shares ISA Post: RE: Stocks and shares ISA Totally agree.  I don't need to draw the funds in the ISA for at least 7 years so I am hopeful that they will more than recover in that time. However, not sure if I can take the wife nagging me for...	Skint4achange	General P2P Discussion	5	4,563	06-03-2020, 10:37 PM
		Thread: Stocks and shares ISA Post: RE: Stocks and shares ISA The reason why my losses appear to be high at present is due to incredibly bad timing on my part. 3 weeks prior to the Coronavirus issue coming to light I transferred my cash ISA's into my S&S ISA....	Skint4achange	General P2P Discussion	5	4,563	06-03-2020, 08:28 PM
		Thread: Stocks and shares ISA Post: Stocks and shares ISA I assume there are people that are a lot worse off than myself after the last 2 weeks of turmoil on the markets but I must confess, it is rather depressing seeing 2 years of investment profits (Across...	Skint4achange	General P2P Discussion	5	4,563	06-03-2020, 07:25 PM
		Thread: Due diligence by Bridgecrowd Post: RE: Due diligence by Bridgecrowd I have to agree with @ozboy here.  How can a developer walk away from their commitment to pay back a huge sum of money to a group of investors and then simply go to another group of investors (Many th...	Skint4achange	Discussion (BridgeCrowd)	27	21,507	02-03-2020, 02:27 PM
		Thread: Lendy Legal Fund Post: RE: Lendy Legal Fund If you ever needed a reason to see why the legal fund was required, the latest statement of affairs on DFL020 should be all the evidence you need. Absolute scam exposed to it's fullest	Skint4achange	Discussion (Lendy)	53	40,961	28-02-2020, 05:53 PM
		Thread: Lendy Legal Fund Post: RE: Lendy Legal Fund dualinvestor Wrote: (17-02-2020, 12:29 PM) -- I am reminded of thhe prospectus of the South Sea Bubble Company which had words to the effect. "The purposes for which the money is to be used are so...	Skint4achange	Discussion (Lendy)	53	40,961	25-02-2020, 09:02 PM
		Thread: Overdue Loans Post: RE: Overdue Loans rgog Wrote: (25-02-2020, 05:44 PM) -- idontgivea Wrote: (25-02-2020, 05:51 AM) -- Ditto for me.  I've been monitoring my overdue loans since I started with UB back in 2017, everything has remained s...	Skint4achange	Loans (Unbolted)	10	196	25-02-2020, 09:00 PM
		Thread: Overdue Loans Post: RE: Overdue Loans My results may be a bit skewed as I tend to invest fairly large chunks in the Line of Credit loans (5 figures in some). I am running down my bling and art for numerous reasons so I may not be as ex...	Skint4achange	Loans (Unbolted)	10	196	24-02-2020, 09:54 PM
		Thread: Overdue Loans Post: RE: Overdue Loans Think it might just be you!  ;) I currently have around 26 late loans (Not including those of the Sh*t for brains who is trying to escape without paying!). Of those, 3 have already been to aucti...	Skint4achange	Loans (Unbolted)	10	196	24-02-2020, 04:28 PM
		Thread: I hope you all HODL'd?? Post: RE: I hope you all HODL'd?? Interesting now that BTC has broken the $10k mark and is remaining fairly stable (By crypto standards!). Most of the other currencies are also making gains and holding. Interesting to note that ...	Skint4achange	General Discussion	8	10,527	19-02-2020, 06:42 PM
		Thread: The watch market Post: RE: The watch market LloydWright Wrote: (16-01-2020, 03:20 PM) -- One of our watch loans seems to be in trouble, 2DFDC5C6B Originally due for repayment on 18 Aug 19, been to auction twice now and again, yesterday, it did...	Skint4achange	Discussion (Unbolted)	20	17,990	18-02-2020, 05:30 PM
		Thread: Lendy Legal Fund Post: RE: Lendy Legal Fund May be I was dreaming but I am sure it was mentioned that all lenders were being considered as creditors of Lendy to the tune of £1.  Unsure of the reason behind this, but maybe I was dreaming. :dodgy...	Skint4achange	Discussion (Lendy)	53	40,961	15-02-2020, 01:50 PM
		Thread: Lendy Legal Fund Post: RE: Lendy Legal Fund While I understand RSM are acting for creditors of Lendy, my understanding is that we are ALL now creditors of Lendy? If this is the case, then the next update from RSM can carry a paragraph about ...	Skint4achange	Discussion (Lendy)	53	40,961	15-02-2020, 10:37 AM
		Thread: Borrower taking legal action against UB Post: RE: Borrower taking legal action against UB I sent an email requesting clarification of the previous update.  I received a reply within 45 minutes from Rito and I must say that I am more than content with the explanations I received. I have ...	Skint4achange	Loans (Unbolted)	125	7,351	13-02-2020, 02:37 PM
		Thread: Borrower taking legal action against UB Post: RE: Borrower taking legal action against UB If the borrower hadn't caused any damage to the UB business model, I think IFISAcava is doing a good job over on the other side!	Skint4achange	Loans (Unbolted)	125	7,351	12-02-2020, 05:16 PM
		Thread: Borrower taking legal action against UB Post: RE: Borrower taking legal action against UB deafeater Wrote: (10-02-2020, 02:02 PM) -- mason Wrote: (09-02-2020, 08:46 PM) --   -- No but there is a precedent.  Have you not heard of the Mysterons? -- Er......No, but I did Google it. U...	Skint4achange	Loans (Unbolted)	125	7,351	10-02-2020, 03:52 PM
		Thread: Borrower taking legal action against UB Post: RE: Borrower taking legal action against UB Anyone interested in reading the particulars of the earlier judgement (Which is now being appealed against) would be wise to look on Casemine and have a quick search.  Choose the right word to search ...	Skint4achange	Loans (Unbolted)	125	7,351	09-02-2020, 02:53 PM
		Thread: Lendy Legal Fund Post: RE: Lendy Legal Fund I would be quite worried if I was LB.  He has to realise that by plundering peoples life savings and living his champagne lifestyle at investors expense is likely to tip someone over the edge. Now,...	Skint4achange	Discussion (Lendy)	53	40,961	05-02-2020, 08:57 PM
		Thread: 2DFDC6FC1 Classis Bentley Post: RE: 2DFDC6FC1 Classis Bentley I see this one is  flying off the shelf!!  NOT! I don't think many people have an appetite to lend money on a car that has no known value and a very limited market.	Skint4achange	Loans (Unbolted)	4	151	05-02-2020, 07:53 PM
		Thread: Lendy Legal Fund Post: RE: Lendy Legal Fund linexpedition Wrote: (05-02-2020, 06:32 PM) -- Saddening to see some of the comments, this one caught my eye: This whole affair has completely ruined mine and my wife's retirement and so anything ...	Skint4achange	Discussion (Lendy)	53	40,961	05-02-2020, 06:39 PM
		Thread: Lendy Legal Fund Post: RE: Lendy Legal Fund Well, I have no idea who Jake is, but fair play to him, and he has promised more donations daily!! If you donate £1000 and promise more, you either had your whole life savings invested, really have...	Skint4achange	Discussion (Lendy)	53	40,961	05-02-2020, 06:20 PM
		Thread: Why even if you never invested in Lendy you should contribute to the Legal Fund Post: RE: Why even if you never invested in Lendy you sh... shimself Wrote: (05-02-2020, 10:37 AM) -- ozboy Wrote: (03-02-2020, 03:49 PM) -- ... Others get what they deserve. -- Elsewhere there is a suggestion that Liam accepted investment from some peopl...	Skint4achange	General P2P Discussion	5	5,491	05-02-2020, 02:07 PM
		Thread: 2DFDC5FEB: Sold to Hatton garden metals in November?? Post: RE: 2DFDC5FEB: Sold to Hatton garden metals in Nov... That explains that then.  Don't know why, but I was under the impression that HGM just melted the gold and gave scrap value! :dodgy:	Skint4achange	Loans (Unbolted)	8	102	01-02-2020, 05:34 PM
		Thread: Loan 2DFDC5CC7 - The man with the not so golden gun Post: RE: Loan 2DFDC5CC7 - The man with the not so golde... ozboy Wrote: (01-02-2020, 04:23 PM) -- I'd like to know why on earth, IF UB knew "Mr Green was presenting items for loans which he didn't own clear title to", then why didn't they immediately contact...	Skint4achange	Loans (Unbolted)	7	97	01-02-2020, 04:46 PM
		Thread: 2DFDC5FEB: Sold to Hatton garden metals in November?? Post: RE: 2DFDC5F43: Sold by private treaty in November?... Arrrgggghhhh!  Have just realised that I put the wrong loan details up!!  The loan I was questioning was in fact 2DFDC5FEB Bling going to Hatton Garden metals for disposal but has not been paid out...	Skint4achange	Loans (Unbolted)	8	102	01-02-2020, 03:18 PM
		Thread: 2DFDC5FEB: Sold to Hatton garden metals in November?? Post: RE: 2DFDC5F43: Sold by private treaty in November?... My bad.  I have had the grand total of £0.14 paid in interest payments from this loan! It is unclear to me at present if these micro payments were from sales or the borrower paying down interest. M...	Skint4achange	Loans (Unbolted)	8	102	01-02-2020, 02:53 PM
		Thread: Loan 2DFDC5CC7 - The man with the not so golden gun Post: RE: Loan 2DFDC5CC7 - The man with the not so golde... I agree with the above statement about Admin being less likely to cover bad debts (Totally unlikely really!), but I also think that IF UB were to fail, the job of the Admin in the case of UB would be ...	Skint4achange	Loans (Unbolted)	7	97	01-02-2020, 01:43 PM
		Thread: 2DFDC5FEB: Sold to Hatton garden metals in November?? Post: RE: 2DFDC5F43: Sold by private treaty in November?... Nah, not yet.  My £5.21 looks to be fairly safe at present but I was more looking to see if UB were lurking on this forum! :D	Skint4achange	Loans (Unbolted)	8	102	01-02-2020, 12:44 PM
		Thread: 2DFDC5FEB: Sold to Hatton garden metals in November?? Post: 2DFDC5FEB: Sold to Hatton garden metals in Novembe... Posting this in the hope that Ashwin P or one of the team at UB reads this. I am wondering why a defaulted item(s) was sold by private treaty in November but no funds have been distributed to lende...	Skint4achange	Loans (Unbolted)	8	102	01-02-2020, 11:59 AM
		Thread: Loan 2DFDC5CC7 - The man with the not so golden gun Post: Loan 2DFDC5CC7 - The man with the not so golden gu... It appears that UB have finally conceded that the book was indeed from a dodgy source. UB paid the loan back and cleared it from their books. These things happen and I don't blame UB. Might make...	Skint4achange	Loans (Unbolted)	7	97	01-02-2020, 11:54 AM

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